Except for those few writers fortunate enough to be employed directly by a company, most of us are freelancers, casting about to make a living and hoping to land on a project that goes over well enough to keep a roof over our heads, food in our bellies, and maybe even a bit of security for the future.
That’s why most young writers never worry about things like whether they’ll qualify for Medicare Part D when they retire, or if their Roth IRA is properly funded. But believe me, eventually these things will matter as you enter your 40s and your health isn’t as stable as it was 15 years ago.
Plan well.
